Life insurance: for some, it’s not on the radar at all. For others, it is a regular expense, just like paying for health or car insurance. But no matter how you slice it, life insurance can be incredibly important for your family, down the line… even in unexpected situations.

Insurance expert, Eric Nelson, shares some considerations when you shop for a life insurance policy:

Buy insurance when you’re young

It is imperative that you buy your life insurance while you are young.  Why?  Because your health risk factors are considered lower in these years.  This can help you to avoid paying a premium rate down the line.

Compare companies before making a decision 

Shop around!  There’s no reason to go with the first company you come across.  Do your research and make sure that the decision will be right for your family.